Title Insurance FAQ Understanding the Closing Process

Title is your right to own or use your property. Title also establishes any limitations on those rights.

An insurance policy protecting against loss should the condition of title to land be other than as insured.

Unlike most types of insurance which protect policyholders from future events, title insurance protects you against defects that could already exist. Title insurance is your best form of protection against any errors and defects in your property's title. After you buy a home, a title insurance agent will search public records to make sure that your new home's title is clear, almost like a background check on your property. Forgery, undisclosed heirs, faulty land records, unpaid taxes, and more can arise. More than 1/3 of all title searches reveal a title problem that can be fixed before your final closing. Best of all, title insurance only makes up about 0.5% of your total purchase price. We do exhaustive research and due diligence to make sure your title is clear before closing so much so that it's rare for lenders or homebuyers to suffer a loss under their policy.  It's great to have us in your corner!

The final stage of purchasing property requires a lot of logistics. From lenders and agents to realtors and attorneys, the last step is intricate and can take up to two weeks to complete. You can expect to sign a lot of paperwork including closing cost settlements, loan documents and title transfers. You will also close your escrow account. While it can be a lengthy process, picking the right company can ensure that the process is seamless and stress free.

Hire a title insurance company that understands (and complies with) local regulations. Get a well versed real estate attorney. Hire competent, experienced professionals who will work to get the most value out of your transaction. In short, build a great team! Start with ANSTitle.

At ANSTitle, we're more than just title insurance. Our network of property experts can help you even after the purchase is over. From real estate investment consulting to co-op resources. When you're ready to buy more property, ANSTitle will help you connect with the best attorneys, lenders, bankers and agents in the country.

As both local and federal regulations continue to change, choosing a company that is both compliant and professional gives you -- the valued client -- peace of mind in knowing that you are getting a service provided to you by industry experts. Our entire process is secure and protects all your important information and documents from beginning to end. We ensure privacy, protection and place your priorities first so that you can rest assured that your closing will be done with care and proper due diligence.